It’s one of the most common questions asked during a loan signing—and it’s an important one.
As a Notary Signing Agent, I can guide you through your loan package by identifying each document and explaining its general purpose. However, I cannot explain or interpret the legal effect of the documents, advise you whether to sign, or answer questions about your loan terms.
Why?
Because a Notary Signing Agent is a neutral, impartial witness whose role is to verify identities, witness signatures, complete required notarizations, and help ensure the documents are signed correctly. Providing legal or financial advice would go beyond that role and could compromise the integrity of the signing process.
If you have questions such as:
🏡 “Why did my interest rate change?”
💰 “Why are my closing costs higher than expected?”
📄 “What does this clause mean?”
📅 “Can I change my payment date?”
💵 “Why is my cash to close different?”
The best course of action is to pause the signing and contact the appropriate professional before proceeding.
Depending on your question, that may be your:
- Loan Officer
- Mortgage Lender
- Title Company
- Escrow Officer
- Closing Attorney (when applicable)
These professionals are responsible for explaining your loan terms, answering financial and legal questions, and helping you make an informed decision.
Never feel rushed into signing documents you don’t understand. It’s perfectly appropriate to ask questions and obtain clarification before placing your signature on legally binding documents.
At JJLBS Remote Closing Services, your confidence and peace of mind matter. I’ll help facilitate a smooth, organized signing experience while ensuring your questions are directed to the right people who can provide accurate answers.
An informed signer is a confident signer.
JJLBS Remote Closing Services
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